Terms of Use

BEFORE USING THIS WEBSITE PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY.

We require that all visitors to our site adhere to the following terms and conditions. If you do not agree to the terms and conditions below, you should not access this site, or any pages therein.


ILLEGAL USE

Unauthorized use of Citizens Bank of Weston, Inc. website and systems including but not limited to unauthorized entry into our Internet banking system, internal network, misuse of passwords, or misuse of any information posted on our website is strictly prohibited.


WEBSITE CONTENT

Any and all information, materials, product offerings, services, terms and conditions are subject to change without notice.

Not all products and services advertised on this website are available in all geographic areas. We reserve the right to determine your eligibility for any product or service.

This website is not directed to children, although we may periodically advertise special accounts that may be appropriate for children. Parents of children interested in any of our online services should contact us at one of our many office locations.


LINKED 3rd PARTY SITES

Citizens Bank of Weston, Inc. maintains this website to provide you with information about our products and services. For your convenience, we may also provide links to various third parties websites that may be of interest to you. Citizens Bank of Weston, Inc. does not control linked third party sites. When you clink on links to third party sites, you will leave our website and will be redirected to another site. Linking to other third party sites is at your own risk. The content on linked sites may change without notice.


WE MAKE NO REPRESENTATION OR WARRANTY REGARDING THE ACCURACY OF THE INFORMATION CONTAINED IN LINKED THIRD PARTY SITES.

We suggest that you always verify the information obtained from linked sites before acting upon this information. Citizens Bank of Weston, Inc. is not an agent for linked third parties nor do we endorse or guarantee their products and services. The products and services offered by linked third parties are not products of Citizens Bank of Weston, Inc. and are not insured by any governmental agency such as the FDIC.

Also, please be aware that the security and privacy policies on linked sites may be different from our policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party sites, please contact the third party directly.


INVESTMENT PRODUCTS

We may provide links to Investment or Securities companies, which offer products such as stocks, bonds, mutual funds, and annuities. These investment companies are not affiliated with this institution. Furthermore, investment products offered through this website:

  • Are NOT Citizens Bank of Weston, Inc. deposits
  • Are NOT insured by any governmental agency such as the FDIC.
  • Are NOT obligations of or guaranteed by Citizens Bank of Weston, Inc.
  • Involve investment risks, including the possible loss of some or the entire principal amount invested.

INSURANCE PRODUCTS

We may also provide links to purchase insurance products. This financial institution, its affiliated companies, and/or other unaffiliated third parties may offer these products. Please note that insurance and annuity products available through this site:

  • Are NOT deposits, obligations of, or guaranteed by Citizens Bank of Weston, Inc. or any of its affiliates.
  • Are NOT insured by Citizens Bank of Weston, Inc., the FDIC, or any other agency of the United States.
  • Certain insurance products, such as annuities, may have investment risk, including the possible loss of value.
  • The purchase of an insurance product is not a condition to any loan, product or service offered by Citizens Bank of Weston, Inc., its affiliates, or nonaffiliated third party.

USE OF INFORMATION SUBMITTED THROUGH THE WEBSITE

Any communication or material that you transmit to us through this website or through electronic mail may be used only by Citizens Bank of Weston, Inc. for the purposes described in our privacy policy. All information submitted to our website shall be considered and shall remain the property of Citizens Bank of Weston, Inc.; this information will only be used internally for the purpose intended or as allowed by law.

Citizens Bank of Weston, Inc. shall be free to use, for any purpose, any ideas, concept, know-how or technique contained in information submitted by a visitor to us through this website and Citizens Bank of Weston, Inc. shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by direct customer relationship, or as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing Citizens Bank of Weston, Inc. responsibilities and obligations to customers in accordance with our privacy policy.

If you need to communicate personal or confidential information, please do not use the email feature on this website, it is not a secure email service. Instead contact us by telephone, or you may use the secure mail feature within our Internet Banking Service.


NO WARRANTIES

ANY DATED INFORMATION ON THIS SITE IS “AS OF” ITS DATE ONLY. WE WILL USE EVERY REASONABLE EFFORT TO INCLUDE ACCURATE AND UP TO DATE INFORMATION ON THE SITE, BUT WE MAKE NO WARRANTIES OR REPRESENTATIONS AS TO THE ACCURACY OF THE INFORMATION, DATED OR OTHERWISE, AND WE EXPRESSLY DISCLAIM ANY AND ALL LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS.

ALL INFORMATION, MATERIALS AND SERVICES CONTAINED IN THIS SITE, INCLUDING GRAPHICS, LINKS, AND ANY OTHER ITEMS ARE PROVIDED “AS IS”, “AS AVAILABLE” TO THE USER WITHOUT EXPRESS OR IMPLIED WARRANTIES OF ANY KIND INCLUDING THE WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, FITNESS FOR ANY PARTICULAR PURPOSE, AND FREEDOM FROM COMPUTER VIRUS.


TRADEMARK NOTICES

All registered and unregistered trademarks are the sole property of their respective owners. Unauthorized reproduction in whole or part is prohibited.


COPYRIGHT NOTICES

Citizens Bank of Weston, Inc. owns copyright in the pages, screens, text, sound recordings, and images appearing at this site unless otherwise indicated.


LIMITATION OF LIABILITY

CITIZENS BANK OF WESTON, INC. WILL UNDER NO CIRCUMSTANCES BE LIABLE TO YOU AND/OR ANY THIRD PARTY FOR ANY DAMAGES INCLUDING WITHOUT LIMITATION DIRECT OR ANY INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL OR PUNITIVE DAMAGES WHATSOEVER, ARISING IN CONNECTION WITH THIS WEBSITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, LINE OR SYSTEM FAILURE, EVEN IF CITIZENS BANK OF WESTON, INC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

FURTHERMORE, CITIZENS BANK OF WESTON, INC. WILL NOT BE LIABLE FOR ANY DIFFICULTY IN USE, OR FOR THE INCOMPATIBILITY BETWEEN THIS WEBSITE AND YOUR WEB BROWSER OR OTHER SITE ACCESSING PROGRAM. NOR WILL CITIZENS BANK OF WESTON, INC. BE LIABLE FOR ANY OTHER PROBLEMS YOU EXPERIENCE DUE TO CAUSES BEYOND OUR CONTROL.

No license to you is implied in these disclaimers, except as may be otherwise expressly provided by written agreement  between you and Citizens Bank of Weston, Inc.


GOVERNING LAW

This agreement shall be governed by and construed in accordance with federal statutes and the laws of West Virginia.

This website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.


ADDITIONAL TERMS

Certain services or pages on this website may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those services or pages.

Date Last Modified: June 6, 2005


 

 

 

Privacy Policy

FACTS WHAT DOES CITIZENS BANK OF WESTON, INC DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Citizens Bank Of Weston, Inc choose to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Citizens Bank Of Weston, Inc share? Can you limit this sharing?
For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes-to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes-information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes-information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share
Who we are
Who is providing this notice? Citizens Bank Of Weston, Inc
What we do
How does Citizens Bank Of Weston, Inc protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Citizens Bank of Weston, Inc. does not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. The bank maintains physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. Citizens Bank restricts access to nonpublic personal information about you to those employees who need to know that information to provide products or services for you. Our employees are held to the highest standard of conduct in ensuring the confidentiality of customer information. The bank strives to maintain account information that is both accurate and complete. Outside parties who process information about our account owners are asked to abide by our Privacy Policy.
How does Citizens Bank Of Weston, Inc collect my personal information? We collect your personal information, for example, when you
  • Open an account or use your credit or debit card
  • Deposit Money or give us your contact information
  • Apply for a loan
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Citizens Bank does not share with our affiliate.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Citizens Bank Of Weston, Inc does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Citizens Bank Of Weston, Inc doesn't jointly market.
Other Important Information

In compliance with regulations on Privacy of Consumer Financial Information as declared by the Federal Deposit Insurance Corporation, the Federal Reserve, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision.